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By: Draud imas

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Monday, 13-Feb-2012 14:03 Email | Share | | Bookmark
Car Insurance and Why You Need It

Car insurance is a must have for all car owners. It is a mandatory cover for all drivers across the globe, and driving without insurance (Draudimas) is putting both your car and yourself at risk. What is more, brushing shoulders with relevant authorities is bound to occur because it is binding by law. Accidents occur when least expected and can be caused by technical problems, your fault or a third party’s negligence. In the event of an accident, a person who is responsible for an accident is required to offer compensation in terms of damages and injuries sustained.

Note that bodily injuries, death and car damages can be quite costly. An Insurance (Draudimas internetu) policy offers compensation based on the cost of cover and policies that an insurance company operates with. Therefore, it is essential for all car owners and drivers to have a cover because it helps to settle expenses in the event of an accident. Basically, a third party insurance cover will cover you, family members or any other person who is riding in your. Should an incident occur, your loved ones are assured the best medical assistance, as the cover provides compensation.

On the other hand, a comprehensive cover protects your car against possible damages that may occur as a result of natural calamities and man made incidences including terrorist activities. Therefore when applying for the cover, it is always essential to have a complete understanding of the two covers. Indemnity terms can be quite complex and it is only through proper understanding that you will be able to make wise and informed choices. The internet is a rich source of information on car insurance and service providers. For this reason, make the most of the internet to find a cover that suits your needs best. Moreover, many companies operate online. Therefore, you can apply for Insurance online to save a great deal on time and cash.

Why you need car insurance
- It provides compensation for car damages, bodily injuries and death in the event of an accident.
- It covers a lawsuit incase a legal fee is brought against you
- Incase your car is stolen or damaged by someone else, you can be compensated if your cover is valid
- It also provides coverage to another person who may be driving your car given your permission and has a driving license
- With a cover, you will benefit from no claim bonus and other added discounts such as premium discounts when you own 2 or more policies.

Read more articles from this author: How to Get a Good Car Insurance Policy.

And also add him to friends at Automobiliu draudimas.


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